Legal

Risk Disclosure

Last updated: 15 January 2026

1. Purpose of this disclosure

This Risk Disclosure describes material risks associated with digital assets, with trading and investing generally, and with the tools made available through the Fiscuscaolta platform. It is provided to help you make informed decisions. It does not list every possible risk, and it should be read together with our Terms of Service and Privacy Policy.

2. Price volatility

Digital assets such as Bitcoin and Ethereum have historically experienced large and rapid price movements, including falls of well over half their value within short periods. Prices can be affected by market sentiment, liquidity, regulatory announcements, technical failures, macroeconomic conditions and events that are difficult to predict. The value of your holdings may decline significantly at any time.

3. Limits of AI-generated analysis

The Platform uses automated and AI-assisted tools to process market information and present analysis. These tools rely on historical data, assumptions and models that may be incomplete, outdated, biased or simply wrong. Models can behave unexpectedly when market conditions change, and input data may be delayed, missing or inaccurate. Outputs are not guarantees and should never be treated as the sole basis for an investment decision.

4. Illustrative figures and calculators

Calculators and projections on the Platform show hypothetical outcomes based on the inputs and assumptions you select, including fixed rates or periods. Actual results may be substantially lower than any figure shown, and may be negative. Illustrative figures are not forecasts, promises of profit, or evidence of future performance.

5. Leverage and derivatives

Leveraged, margin or derivative products amplify both gains and losses. A relatively small adverse price movement can result in losses exceeding your initial deposit, forced liquidation of positions, and additional obligations to add funds. Where any leveraged product is offered or referenced, you should understand its mechanics fully before trading, and you should consider whether it is suitable for your circumstances.

6. Liquidity and execution

Some digital assets have thin trading volumes, and markets may become temporarily unavailable. You may be unable to sell an asset at your desired price or at all. Orders may be executed at prices materially different from those displayed, particularly during periods of high volatility or network congestion.

7. Custody, security and technology risk

Digital assets are generally held through private keys. Loss, theft or compromise of keys, credentials or devices can result in permanent loss of assets, and transactions recorded on a blockchain are typically irreversible. Smart contracts, exchanges, wallets and networks may contain vulnerabilities, suffer outages, or fail. Fiscuscaolta will never ask you for your private keys or seed phrases.

8. Regulatory and legal risk

The legal and tax treatment of digital assets varies between jurisdictions and may change without notice. Regulatory action could restrict access to certain assets or services, affect the value of holdings, or require changes to how the Platform operates. You are responsible for understanding the tax consequences of your activities, including those under Australian tax law, and for seeking professional advice where appropriate.

9. Counterparty and platform risk

Third-party exchanges, payment processors, data providers and custodians may become insolvent, be hacked, freeze withdrawals or otherwise fail to perform. Digital-asset deposits with such entities may not be protected by any deposit guarantee or compensation scheme available in Australia. Your recourse may be limited.

10. Scams and misinformation

Online investment fraud is widespread. Be cautious of unsolicited messages, guaranteed returns, pressure to act quickly, requests for remote access to your device, and anyone claiming to represent Fiscuscaolta who asks for payment or credentials. We will not contact you unexpectedly to request funds. Verify any claim with us at [email protected] and check the ASIC Moneysmart website, which lists investment scams and warning signs.

11. Your responsibilities

You should assess your financial situation, investment objectives, risk tolerance, time horizon and need for liquidity before investing. Diversify, avoid borrowing to invest, keep your security credentials protected, and review your positions regularly. Consider obtaining independent financial, legal and tax advice. Nothing on the Platform takes into account your personal circumstances.

12. No guarantee of outcomes

Past performance, whether of an asset, a model or a strategy, is not a reliable indicator of future results. No person can guarantee returns or prevent losses in digital-asset markets. Any statement suggesting otherwise should be disregarded.

13. Contact

If you have questions about this Risk Disclosure, contact us at [email protected] or at St Georges Terrace 207, 2000 Sydney, AU. Information is also available from the Australian Securities and Investments Commission (ASIC) at moneysmart.gov.au.