Legal

Terms of Service

Last updated: 15 January 2026

1. About these Terms

These Terms of Service (the "Terms") form an agreement between you and Fiscuscaolta ("Fiscuscaolta", "we", "us" or "our") governing your access to and use of our website, our AI-assisted market analysis tools, our calculators, and any related content or services (together, the "Platform"). Fiscuscaolta is operated from Sydney, New South Wales, Australia.

2. Eligibility

You may use the Platform only if you are at least 18 years old, have the legal capacity to enter into a binding agreement, and are not prohibited from doing so under the laws of Australia or any other jurisdiction that applies to you. You must provide accurate information whenever you interact with us and keep it up to date.

3. Nature of the Platform

The Platform provides information, educational material, market analysis generated in part by automated systems, and tools that illustrate potential outcomes under stated assumptions. Nothing on the Platform is personal financial product advice, a recommendation to buy, sell or hold any digital asset, or an offer to deal in any financial product. Illustrative figures, including those shown in calculators, are hypothetical and are not forecasts, guarantees or promises of income.

4. Accounts and access

Where access requires an account, you are responsible for keeping your login credentials confidential and for all activity that occurs under your account. You must notify us promptly at [email protected] if you suspect unauthorised use. We may suspend or close an account where we reasonably believe that these Terms have been breached, that the account is being used for fraud or other unlawful conduct, or that continued access creates a security or legal risk.

5. Acceptable use

When using the Platform you agree not to:

• use the Platform for any unlawful purpose, including money laundering, market manipulation or terrorism financing;
• attempt to gain unauthorised access to our systems, other user accounts or connected networks;
• copy, scrape, reverse engineer or redistribute our analysis, models or content except as permitted by law;
• introduce malicious code, or interfere with the integrity or performance of the Platform;
• misrepresent your identity or affiliation with any person or organisation.

6. Intellectual property

The Platform, including its name, logo, software, text, graphics, data compilations and analytical methods, is owned by Fiscuscaolta or its licensors and is protected by Australian and international intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable licence to view and use the Platform for your personal, non-commercial information purposes. All other rights are reserved.

7. Third-party services and links

The Platform may contain links to third-party websites, market data providers, payment processors or other services. We do not control those services and are not responsible for their content, availability, security or practices. Your use of third-party services is governed by their own terms.

8. Disclaimers

To the maximum extent permitted by law, the Platform is provided on an "as is" and "as available" basis. We do not warrant that the Platform will be uninterrupted, error-free, free of harmful components, or that any analysis will be accurate, complete or current. Market data may be delayed or inaccurate. You should independently verify information before relying on it.

9. Limitation of liability

Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy that cannot be excluded under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)) or any other non-excludable law. Where permitted, our total liability arising out of or in connection with the Platform is limited to the greater of the amount you paid us in the twelve months before the claim arose or one hundred Australian dollars (AUD 100). We are not liable for any indirect, consequential or special loss, including loss of profits, loss of capital or loss of digital assets arising from market movements, your investment decisions, or events outside our reasonable control.

10. Indemnity

You agree to indemnify Fiscuscaolta against losses, claims and reasonable legal costs arising from your breach of these Terms or your unlawful use of the Platform, to the extent permitted by law.

11. Changes to the Platform and these Terms

We may modify the Platform or these Terms at any time. Where changes are material, we will publish a notice on the Platform and update the "Last updated" date above. Your continued use of the Platform after the effective date of a change constitutes acceptance of the revised Terms.

12. Governing law

These Terms are governed by the laws of New South Wales, Australia. You and Fiscuscaolta submit to the non-exclusive jurisdiction of the courts of New South Wales and any courts competent to hear appeals from them. Nothing in this clause limits any right you may have to bring a complaint under consumer protection laws in your own jurisdiction.

13. Contact

If you have questions about these Terms, please contact us at [email protected] or by post at St Georges Terrace 207, 2000 Sydney, AU. For information about how we handle personal information, see our Privacy Policy. For details on the risks of trading digital assets, see our Risk Disclosure.